Rocket Money
frequently asked questions
Rocket Money
frequently asked questions
Rocket Money
frequently asked questions
Need quick answers? You’re in the right place.
Need quick answers? You’re in the right place.
What is Rocket Money?
Rocket Money is a personal finance app that helps you cancel subscriptions, track spending, create budgets, monitor your credit, grow savings, and see your net worth in one place. The app is free to download, with optional Premium features for more tools and support.
What is Rocket Money?
Rocket Money is a personal finance app that helps you cancel subscriptions, track spending, create budgets, monitor your credit, grow savings, and see your net worth in one place. The app is free to download, with optional Premium features for more tools and support.
What is Rocket Money?
Rocket Money is a personal finance app that helps you cancel subscriptions, track spending, create budgets, monitor your credit, grow savings, and see your net worth in one place. The app is free to download, with optional Premium features for more tools and support.
Is Rocket Money safe?
Yes, Rocket Money is safe, Rocket Money never accesses your bank login credentials, data is securely encrypted using state-of-the-art Transport Layer Security (TLS) protocols and data is protected with 256-bit Advanced Encryption Standard (AES) encryption.
When you link your financial accounts to Rocket Money, Rocket Money never stores your login credentials, this information is sent direct to Plaid, our trusted account connection partner. Plaid works with over 12,000 financial institutions across the United States and powers popular financial apps such as Venmo, Cash App and SoFi.
Safety and security is of the upmost importance for Rocket Money, and that’s why these data protection practices are in place but Rocket Money also routinely gets evaluated by independent third-party auditors and participates in a bug-bounty program to help us identify and address potential vulnerability.
Along with this, you’re always in control of your data. You can unlink accounts anytime and when you delete your Rocket Money account, all associated data is deleted with it.
Is Rocket Money safe?
Yes, Rocket Money is safe, Rocket Money never accesses your bank login credentials, data is securely encrypted using state-of-the-art Transport Layer Security (TLS) protocols and data is protected with 256-bit Advanced Encryption Standard (AES) encryption.
When you link your financial accounts to Rocket Money, Rocket Money never stores your login credentials, this information is sent direct to Plaid, our trusted account connection partner. Plaid works with over 12,000 financial institutions across the United States and powers popular financial apps such as Venmo, Cash App and SoFi.
Safety and security is of the upmost importance for Rocket Money, and that’s why these data protection practices are in place but Rocket Money also routinely gets evaluated by independent third-party auditors and participates in a bug-bounty program to help us identify and address potential vulnerability.
Along with this, you’re always in control of your data. You can unlink accounts anytime and when you delete your Rocket Money account, all associated data is deleted with it.
Is Rocket Money safe?
Yes, Rocket Money is safe, Rocket Money never accesses your bank login credentials, data is securely encrypted using state-of-the-art Transport Layer Security (TLS) protocols and data is protected with 256-bit Advanced Encryption Standard (AES) encryption.
When you link your financial accounts to Rocket Money, Rocket Money never stores your login credentials, this information is sent direct to Plaid, our trusted account connection partner. Plaid works with over 12,000 financial institutions across the United States and powers popular financial apps such as Venmo, Cash App and SoFi.
Safety and security is of the upmost importance for Rocket Money, and that’s why these data protection practices are in place but Rocket Money also routinely gets evaluated by independent third-party auditors and participates in a bug-bounty program to help us identify and address potential vulnerability.
Along with this, you’re always in control of your data. You can unlink accounts anytime and when you delete your Rocket Money account, all associated data is deleted with it.
Is Rocket Money free?
Rocket Money offers 3 different pricing tiers, Free, Premium and Premium+.
Rocket Money’s Free Tier gives you access to a suite of budgeting features and tools including subscription management that tracks all your recurring subscriptions in one place, upcoming bill tracking, net income tracking, spend tracking and transaction categorization, custom budget creation with up to two custom category budgets, and more!
Premium and Premium+ include additional features such as Rocket Money canceling subscriptions for you, additional transaction and budgeting features such as unlimited budget categories, financial goals to automate savings, credit reports, account sharing and more.
Premium+ includes everything in Premium, but it also includes access to Rowan by Rocket Money, our AI-powered personal financial assistant.
Is Rocket Money free?
Rocket Money offers 3 different pricing tiers, Free, Premium and Premium+.
Rocket Money’s Free Tier gives you access to a suite of budgeting features and tools including subscription management that tracks all your recurring subscriptions in one place, upcoming bill tracking, net income tracking, spend tracking and transaction categorization, custom budget creation with up to two custom category budgets, and more!
Premium and Premium+ include additional features such as Rocket Money canceling subscriptions for you, additional transaction and budgeting features such as unlimited budget categories, financial goals to automate savings, credit reports, account sharing and more.
Premium+ includes everything in Premium, but it also includes access to Rowan by Rocket Money, our AI-powered personal financial assistant.
Is Rocket Money free?
Rocket Money offers 3 different pricing tiers, Free, Premium and Premium+.
Rocket Money’s Free Tier gives you access to a suite of budgeting features and tools including subscription management that tracks all your recurring subscriptions in one place, upcoming bill tracking, net income tracking, spend tracking and transaction categorization, custom budget creation with up to two custom category budgets, and more!
Premium and Premium+ include additional features such as Rocket Money canceling subscriptions for you, additional transaction and budgeting features such as unlimited budget categories, financial goals to automate savings, credit reports, account sharing and more.
Premium+ includes everything in Premium, but it also includes access to Rowan by Rocket Money, our AI-powered personal financial assistant.
Is Rocket Money a budgeting app or just for canceling subscriptions?
Both. Subscription cancellation is what most people know Rocket Money for, but budgeting is core to the app too, not an add-on. Rocket Money automatically categorizes your spending, lets you create custom budget and track budgets by category, tracks all your financial accounts in one dashboard, and shows your net worth and credit score in the same place.
Is Rocket Money a budgeting app or just for canceling subscriptions?
Both. Subscription cancellation is what most people know Rocket Money for, but budgeting is core to the app too, not an add-on. Rocket Money automatically categorizes your spending, lets you create custom budget and track budgets by category, tracks all your financial accounts in one dashboard, and shows your net worth and credit score in the same place.
Is Rocket Money a budgeting app or just for canceling subscriptions?
Both. Subscription cancellation is what most people know Rocket Money for, but budgeting is core to the app too, not an add-on. Rocket Money automatically categorizes your spending, lets you create custom budget and track budgets by category, tracks all your financial accounts in one dashboard, and shows your net worth and credit score in the same place.
How does Rocket Money cancel unwanted subscriptions?
After you connect your accounts, Rocket Money spots recurring charges and lists them in one place. Premium members can cancel in just a few taps.
How does Rocket Money cancel unwanted subscriptions?
After you connect your accounts, Rocket Money spots recurring charges and lists them in one place. Premium members can cancel in just a few taps.
How does Rocket Money cancel unwanted subscriptions?
After you connect your accounts, Rocket Money spots recurring charges and lists them in one place. Premium members can cancel in just a few taps.
Can I cancel subscriptions on the free plan?
You can view and track every subscription on the free plan. Hands‑off cancellation (where Rocket Money contacts the provider for you) is part of Premium.
Can I cancel subscriptions on the free plan?
You can view and track every subscription on the free plan. Hands‑off cancellation (where Rocket Money contacts the provider for you) is part of Premium.
Can I cancel subscriptions on the free plan?
You can view and track every subscription on the free plan. Hands‑off cancellation (where Rocket Money contacts the provider for you) is part of Premium.
How does budgeting work?
Rocket Money automatically categorizes each purchase and shows where your money goes. Premium members can unlock unlimited budgets, unlimited categories, and advanced transaction editing.
How does budgeting work?
Rocket Money automatically categorizes each purchase and shows where your money goes. Premium members can unlock unlimited budgets, unlimited categories, and advanced transaction editing.
How does budgeting work?
Rocket Money automatically categorizes each purchase and shows where your money goes. Premium members can unlock unlimited budgets, unlimited categories, and advanced transaction editing.
How does Rocket Money calculate net worth?
Link your checking, savings, investment, loan, and credit accounts. Rocket Money then subtracts what you owe from what you own and updates the total automatically, including a live home‑value estimate. Net worth tracking is a Premium feature.
How does Rocket Money calculate net worth?
Link your checking, savings, investment, loan, and credit accounts. Rocket Money then subtracts what you owe from what you own and updates the total automatically, including a live home‑value estimate. Net worth tracking is a Premium feature.
How does Rocket Money calculate net worth?
Link your checking, savings, investment, loan, and credit accounts. Rocket Money then subtracts what you owe from what you own and updates the total automatically, including a live home‑value estimate. Net worth tracking is a Premium feature.
What is the Financial Goals feature (formerly Smart Savings)?
Financial Goals helps Premium members save automatically. Rocket Money moves small amounts into an FDIC‑insured account based on your cash flow. You can choose the goal and transfer schedule and can withdraw anytime.
What is the Financial Goals feature (formerly Smart Savings)?
Financial Goals helps Premium members save automatically. Rocket Money moves small amounts into an FDIC‑insured account based on your cash flow. You can choose the goal and transfer schedule and can withdraw anytime.
What is the Financial Goals feature (formerly Smart Savings)?
Financial Goals helps Premium members save automatically. Rocket Money moves small amounts into an FDIC‑insured account based on your cash flow. You can choose the goal and transfer schedule and can withdraw anytime.
Can I monitor my credit with Rocket Money?
Yes. Premium members receive weekly updates to their FICO® Score 2 from Experian and can view full credit reports. Free members see a basic score snapshot.
Can I monitor my credit with Rocket Money?
Yes. Premium members receive weekly updates to their FICO® Score 2 from Experian and can view full credit reports. Free members see a basic score snapshot.
Can I monitor my credit with Rocket Money?
Yes. Premium members receive weekly updates to their FICO® Score 2 from Experian and can view full credit reports. Free members see a basic score snapshot.
How does bill negotiation work?
Upload or connect a cable, phone, or insurance bill. Rocket Money negotiates lower rates on your behalf. A success‑based fee applies only if we save you money.
How does bill negotiation work?
Upload or connect a cable, phone, or insurance bill. Rocket Money negotiates lower rates on your behalf. A success‑based fee applies only if we save you money.
How does bill negotiation work?
Upload or connect a cable, phone, or insurance bill. Rocket Money negotiates lower rates on your behalf. A success‑based fee applies only if we save you money.
Who owns Rocket Money?
Rocket Money was originally Truebill, but Truebill was acquired by Rocket Companies in late 2021, and rebranded to Rocket Money in August 2022.
Who owns Rocket Money?
Rocket Money was originally Truebill, but Truebill was acquired by Rocket Companies in late 2021, and rebranded to Rocket Money in August 2022.
Who owns Rocket Money?
Rocket Money was originally Truebill, but Truebill was acquired by Rocket Companies in late 2021, and rebranded to Rocket Money in August 2022.
Features
Support
Do Not Sell or Share My Personal Information
© 2015-2026 Rocket Money All Rights Reserved
We don’t accept cash, crypto, tacos, or private jets in exchange for your personal information. Some states (hi, California) have their own rules, so check out our Privacy Policy for the full scoop.
Banking services provided by nbkc bank, member FDIC
* Based on Rocket Mortgage data in comparison to public data records.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans) and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC.
Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Wear OS by Google and Google Play are trademarks of Google LLC.
Features
Support
Do Not Sell or Share My Personal Information
© 2015-2026 Rocket Money All Rights Reserved
We don’t accept cash, crypto, tacos, or private jets in exchange for your personal information. Some states (hi, California) have their own rules, so check out our Privacy Policy for the full scoop.
Banking services provided by nbkc bank, member FDIC
* Based on Rocket Mortgage data in comparison to public data records.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans) and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC.
Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Wear OS by Google and Google Play are trademarks of Google LLC.
Features
Support
Do Not Sell or Share My Personal Information
© 2015-2026 Rocket Money All Rights Reserved
We don’t accept cash, crypto, tacos, or private jets in exchange for your personal information. Some states (hi, California) have their own rules, so check out our Privacy Policy for the full scoop.
Banking services provided by nbkc bank, member FDIC
* Based on Rocket Mortgage data in comparison to public data records.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans) and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC.
Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Wear OS by Google and Google Play are trademarks of Google LLC.